Send, Pay, Scan, and Save
— all from your phone

Send, Pay, Scan, and Save — all from your phone

Send, Pay, Scan, and Save — all from your phone

Money transfers, bill payments, mobile money, scan to pay, and savings in one simple app.

Money transfers, bill payments, mobile money, scan to pay, and savings in one simple app.

A 3D rendered geometric shape resembling a purple plastic pipe connector with six cylindrical openings arranged symmetrically, showcasing a modern and abstract design.
A vibrant, glossy purple 3D abstract shape with swirling, wavy surfaces, resembling a twisted, smooth sculpture, floating against a plain backdrop.

9:41

BC

XBANQ

Enjoy massive benefits for every kwacha you send!

K0.00

K0.00

Main Wallet Balance

hide

scan to pay

send or withraw

bills

recents

View all

DSTV

netFlix

Chola

DSTV

BetWay

Mutale

Chipa

Devan

MTN

transactions

View all

Sent money to seb

-K200.00

May 12, 18:09

Airtime

-K20.00

May 12, 18:09

Home

Friends

Savings

Wallets

9:41

BC

Main Wallet Balance

K

0.00

0.00

scan

send/withdraw

Bills

recents

View all

Eric

Erica

Mutale

Mosa

Chipa

Sedy

Devan

Davina

transactions

View all

Sent money to seb

-K200.00

May 12, 18:09

Airtime

-K20.00

May 12, 18:09

Home

Friends

Savings

Wallets

Built on security and trust

Built on security and trust

Encrypted transactions

Encrypted transactions

Regulated financial partner

Regulated financial partner

Full transaction history

Full transaction history

XBanq puts your money to work for you. Send and receive money, pay bills, scan to pay, and use mobile money services all in one powerful app.

Turn everyday transactions into earnings by accessing mobile money features and earning commission as you transact. Save at your own pace, earn as your balance grows, and stay fully in control of your money. Simple, secure, and built for real life.

Expenses

K523.64

Weekly transactions

Expenses

K523.64

Weekly transactions

My Savings

New Bike

K549.50

by Nov, 2026

Add a new goal

Your money stays protected always

Secure Authentication

Your account is protected with strong, secure sign-in and encrypted transactions to keep your money and personal information safe at all times.

Control, Anytime

Manage your money whenever you need to. Send, pay, save, and review your activity anytime, from anywhere, right from your phone.

Track Your Earnings and Savings

Keep a clear record of your commissions and watch your savings grow with interest — so you always know how your money is working for you.

Full Transaction Visibility

See every payment, transfer, and activity in one place with a clear, easy-to-understand transaction history you can trust.

Secure Authentication

Your account is protected with strong, secure sign-in and encrypted transactions to keep your money and personal information safe at all times.

Track Your Earnings and Savings

Keep a clear record of your commissions and watch your savings grow with interest — so you always know how your money is working for you.

Control, Anytime

Manage your money whenever you need to. Send, pay, save, and review your activity anytime, from anywhere, right from your phone.

Full Transaction Visibility

See every payment, transfer, and activity in one place with a clear, easy-to-understand transaction history you can trust.

Get started in 3 easy steps

1

1

Download the app & Signup

2

2

Add money or link mobile money

3

3

Send, pay, scan, save and earn

Everyday Moments, Made Simple

Built for real life

Built for real life

Money Transfer

Send money to the people who matter

Transfer instantly to bank accounts or mobile money when they need you most.

QR Scan

Pay with QR wherever you shop

Scan to pay at small shops and large merchants — fast, simple, and cash-free.

Pay Bills

Pay utilities from home

Handle your water and electricity bills without leaving your house.

Savings

Turn your savings into growth

Earn interest on your balance and build your future steadily.

Become an agent

Be our agent. Earn as you transact.

Become an agent, help others with mobile money services, and turn daily transactions into consistent earnings.

BC

Enjoy massive benefits for every kwacha you send!

K31,006.00

Main Wallet Balance

scan to pay

send/withdraw

recents

View all

DSTV

MTN

Mutale

Devan

transactions

View all

Sent to seb

-K200.00

May 12, 18:09

BC

Enjoy massive benefits for every kwacha you send!

K31,006.00

Main Wallet Balance

scan to pay

send/withdraw

recents

View all

DSTV

MTN

Mutale

Devan

transactions

View all

Sent to seb

-K200.00

May 12, 18:09

BC

Enjoy massive benefits for every kwacha you send!

K31,006.00

Main Wallet Balance

scan to pay

send/withdraw

recents

View all

DSTV

MTN

Mutale

Devan

transactions

View all

Sent to seb

-K200.00

May 12, 18:09

BC

Enjoy massive benefits for every kwacha you send!

K31,006.00

Main Wallet Balance

scan to pay

send/withdraw

recents

View all

DSTV

MTN

Mutale

Devan

transactions

View all

Sent to seb

-K200.00

May 12, 18:09

Money Transfer

Send money to the people who matter

Transfer instantly to bank accounts or mobile money when they need you most.

BC

Enjoy massive benefits for every kwacha you send!

K31,006.00

Main Wallet Balance

scan to pay

send/withdraw

recents

View all

DSTV

MTN

Mutale

Devan

transactions

View all

Sent to seb

-K200.00

May 12, 18:09

BC

Enjoy massive benefits for every kwacha you send!

K31,006.00

Main Wallet Balance

scan to pay

send/withdraw

recents

View all

DSTV

MTN

Mutale

Devan

transactions

View all

Sent to seb

-K200.00

May 12, 18:09

QR Scan

Pay with QR wherever you shop

Scan to pay at small shops and large merchants — fast, simple, and cash-free.

BC

K31,006.00

Main Wallet Balance

send or withdraw

Pay Bills

recents

View all

DSTV

Mutale

MTN

Devan

transactions

View all

Sent to seb

-K200.00

May 12, 18:09

BC

K31,006.00

Main Wallet Balance

send or withdraw

Pay Bills

recents

View all

DSTV

Mutale

MTN

Devan

transactions

View all

Sent to seb

-K200.00

May 12, 18:09

Pay Bills

Pay utilities from home

Handle your water and electricity bills without leaving your house.

BC

Enjoy massive benefits for every kwacha you save!

K00.00

Available Balance

Save now

Savings Leaderboard

This week

Last week

1

Torvin Stonebeard

2

Lysander

ME

BC

Enjoy massive benefits for every kwacha you save!

K00.00

Available Balance

Save now

Savings Leaderboard

This week

Last week

1

Torvin Stonebeard

2

Lysander

ME

Savings

Turn your savings into growth

Earn interest on your balance and build your future steadily.

9:41

MY QR CODE

Agent Wallet

Home

Withdraws

Deposits

K3,000.00

Commission Balance

withdraw

Float balance

K34,560.00

Request float & Cash

Send float

Become an agent

Be our agent. Earn as you transact.

Become an agent, help others with mobile money services, and turn daily transactions into consistent earnings..

Everything you need for your money, all in one app. Send, pay, save, and earn — simply and securely.

Everything you need for your money, all in one app. Send, pay, save, and earn — simply and securely.

Everything you need for your money, all in one app. Send, pay, save, and earn — simply and securely.

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