Send, Pay, Scan, and Save
— all from your phone
Send, Pay, Scan, and Save — all from your phone
Send, Pay, Scan, and Save — all from your phone
Money transfers, bill payments, mobile money, scan to pay, and savings in one simple app.
Money transfers, bill payments, mobile money, scan to pay, and savings in one simple app.


9:41
BC
XBANQ
Enjoy massive benefits for every kwacha you send!
K0.00
K0.00
Main Wallet Balance
hide
scan to pay
send or withraw
bills
recents
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DSTV
netFlix

Chola

DSTV

BetWay

Mutale

Chipa

Devan

MTN
transactions
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Sent money to seb
-K200.00
May 12, 18:09

Airtime
-K20.00
May 12, 18:09
Home
Friends
Savings
Wallets
9:41
BC
Main Wallet Balance
K
0.00
0.00
scan
send/withdraw
Bills
recents
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Eric

Erica

Mutale

Mosa

Chipa

Sedy

Devan

Davina
transactions
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Sent money to seb
-K200.00
May 12, 18:09

Airtime
-K20.00
May 12, 18:09
Home
Friends
Savings
Wallets
Built on security and trust
Built on security and trust
Encrypted transactions
Encrypted transactions
Regulated financial partner
Regulated financial partner
Full transaction history
Full transaction history
XBanq puts your money to work for you. Send and receive money, pay bills, scan to pay, and use mobile money services — all in one powerful app.
Turn everyday transactions into earnings by accessing mobile money features and earning commission as you transact. Save at your own pace, earn as your balance grows, and stay fully in control of your money. Simple, secure, and built for real life.

Expenses
K523.64
Weekly transactions
Expenses
K523.64
Weekly transactions
My Savings
New Bike
K549.50
by Nov, 2026
Add a new goal
Your money stays protected always
Secure Authentication
Your account is protected with strong, secure sign-in and encrypted transactions to keep your money and personal information safe at all times.
Control, Anytime
Manage your money whenever you need to. Send, pay, save, and review your activity anytime, from anywhere, right from your phone.
Track Your Earnings and Savings
Keep a clear record of your commissions and watch your savings grow with interest — so you always know how your money is working for you.
Full Transaction Visibility
See every payment, transfer, and activity in one place with a clear, easy-to-understand transaction history you can trust.
Secure Authentication
Your account is protected with strong, secure sign-in and encrypted transactions to keep your money and personal information safe at all times.
Track Your Earnings and Savings
Keep a clear record of your commissions and watch your savings grow with interest — so you always know how your money is working for you.
Control, Anytime
Manage your money whenever you need to. Send, pay, save, and review your activity anytime, from anywhere, right from your phone.
Full Transaction Visibility
See every payment, transfer, and activity in one place with a clear, easy-to-understand transaction history you can trust.
Get started in 3 easy steps
1
1
Download the app & Signup
2
2
Add money or link mobile money
3
3
Send, pay, scan, save — and earn
Everyday Moments, Made Simple
Built for real life
Built for real life
Money Transfer
Send money to the people who matter
Transfer instantly to bank accounts or mobile money when they need you most.
QR Scan
Pay with QR wherever you shop
Scan to pay at small shops and large merchants — fast, simple, and cash-free.
Pay Bills
Pay utilities from home
Handle your water and electricity bills without leaving your house.
Savings
Turn your savings into growth
Earn interest on your balance and build your future steadily.
Become an agent
Be our agent. Earn as you transact.
Become an agent, help others with mobile money services, and turn daily transactions into consistent earnings.
BC
Enjoy massive benefits for every kwacha you send!
K31,006.00
Main Wallet Balance
scan to pay
send/withdraw
recents
View all

DSTV

MTN

Mutale

Devan
transactions
View all

Sent to seb
-K200.00
May 12, 18:09
BC
Enjoy massive benefits for every kwacha you send!
K31,006.00
Main Wallet Balance
scan to pay
send/withdraw
recents
View all

DSTV

MTN

Mutale

Devan
transactions
View all

Sent to seb
-K200.00
May 12, 18:09
BC
Enjoy massive benefits for every kwacha you send!
K31,006.00
Main Wallet Balance
scan to pay
send/withdraw
recents
View all

DSTV

MTN

Mutale

Devan
transactions
View all

Sent to seb
-K200.00
May 12, 18:09
BC
Enjoy massive benefits for every kwacha you send!
K31,006.00
Main Wallet Balance
scan to pay
send/withdraw
recents
View all

DSTV

MTN

Mutale

Devan
transactions
View all

Sent to seb
-K200.00
May 12, 18:09
Money Transfer
Send money to the people who matter
Transfer instantly to bank accounts or mobile money when they need you most.
BC
Enjoy massive benefits for every kwacha you send!
K31,006.00
Main Wallet Balance
scan to pay
send/withdraw
recents
View all

DSTV

MTN

Mutale

Devan
transactions
View all

Sent to seb
-K200.00
May 12, 18:09
BC
Enjoy massive benefits for every kwacha you send!
K31,006.00
Main Wallet Balance
scan to pay
send/withdraw
recents
View all

DSTV

MTN

Mutale

Devan
transactions
View all

Sent to seb
-K200.00
May 12, 18:09
QR Scan
Pay with QR wherever you shop
Scan to pay at small shops and large merchants — fast, simple, and cash-free.
BC
K31,006.00
Main Wallet Balance
send or withdraw
Pay Bills
recents
View all

DSTV

Mutale

MTN

Devan
transactions
View all

Sent to seb
-K200.00
May 12, 18:09
BC
K31,006.00
Main Wallet Balance
send or withdraw
Pay Bills
recents
View all

DSTV

Mutale

MTN

Devan
transactions
View all

Sent to seb
-K200.00
May 12, 18:09
Pay Bills
Pay utilities from home
Handle your water and electricity bills without leaving your house.
BC
Enjoy massive benefits for every kwacha you save!
K00.00
Available Balance
Save now
Savings Leaderboard
This week
Last week
1
Torvin Stonebeard
2

Lysander
ME
BC
Enjoy massive benefits for every kwacha you save!
K00.00
Available Balance
Save now
Savings Leaderboard
This week
Last week
1
Torvin Stonebeard
2

Lysander
ME
Savings
Turn your savings into growth
Earn interest on your balance and build your future steadily.
9:41
MY QR CODE
Agent Wallet
Home
Withdraws
Deposits
K3,000.00
Commission Balance
withdraw
Float balance
K34,560.00
Request float & Cash
Send float
Become an agent
Be our agent. Earn as you transact.
Become an agent, help others with mobile money services, and turn daily transactions into consistent earnings..