Send, Pay, Scan, and Save
— all from your phone
Send, Pay, Scan, and Save — all from your phone
Send, Pay, Scan, and Save — all from your phone
Money transfers, bill payments, mobile money, scan to pay, and savings in one simple app.
Money transfers, bill payments, mobile money, scan to pay, and savings in one simple app.
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9:41
BC
XBANQ
Enjoy massive benefits for every kwacha you send!
K0.00
K0.00
Main Wallet Balance
hide
scan to pay
send or withraw
bills
recents
View all
DSTV
netFlix
Chola
DSTV
BetWay
Mutale
Chipa
Devan
MTN
transactions
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Sent money to seb
-K200.00
May 12, 18:09
Airtime
-K20.00
May 12, 18:09
Home
Friends
Savings
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9:41
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recents
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Eric
Erica
Mutale
Mosa
Chipa
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Sent money to seb
-K200.00
May 12, 18:09
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May 12, 18:09
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Built on security and trust
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Regulated financial partner
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Full transaction history
Pay bills, Transfer money and Scan to pay
Pay bills, Transfer money and Scan to pay
Pay bills, Transfer money and Scan to pay
Save and earn. Manage your expenses in one place
Save and earn. Manage your expenses in one place
Save and earn. Manage your expenses in one place
Earn commission by offering mobile money services
Earn commission by offering mobile money services
Earn commission by offering mobile money services
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16.104 18.314 16.182 C 18.314 16.182 18.322 16.173 18.323 16.2 C 18.497 16.396 18.671 16.565 18.844 16.735 C 18.847 16.757 18.857 16.776 18.895 16.815 C 18.957 16.874 18.999 16.906 19.041 16.939 C 19.041 16.939 19.049 16.932 19.049 16.952 C 19.07 16.984 19.089 16.996 19.109 17.007 C 19.109 17.007 19.114 16.999 19.116 17.024 C 19.203 17.127 19.287 17.205 19.371 17.283 C 19.371 17.283 19.379 17.275 19.379 17.301 C 19.554 17.497 19.727 17.666 19.901 17.836 C 19.904 17.859 19.914 17.877 19.952 17.916 C 20.014 17.975 20.056 18.007 20.098 18.04 C 20.098 18.04 20.106 18.033 20.106 18.054 C 20.126 18.085 20.146 18.097 20.166 18.108 C 20.166 18.108 20.171 18.1 20.173 18.125 C 20.26 18.228 20.344 18.306 20.428 18.384 C 20.428 18.384 20.436 18.376 20.436 18.402 C 20.61 18.598 20.784 18.767 20.958 18.937 C 20.961 18.96 20.971 18.978 21.009 19.018 C 21.071 19.076 21.113 19.109 21.155 19.141 C 21.155 19.141 21.163 19.134 21.163 19.155 C 21.183 19.187 21.203 19.198 21.223 19.209 C 21.223 19.209 21.228 19.202 21.23 19.227 C 21.317 19.329 21.401 19.407 21.485 19.485 C 21.485 19.485 21.493 19.477 21.493 19.503 C 21.667 19.699 21.841 19.869 22.015 20.038 C 22.018 20.061 22.028 20.079 22.065 20.119 C 22.128 20.177 22.17 20.21 22.212 20.242 C 22.212 20.242 22.219 20.235 22.22 20.256 C 22.24 20.288 22.26 20.299 22.28 20.31 C 22.28 20.31 22.285 20.303 22.287 20.328 C 22.374 20.431 22.458 20.508 22.542 20.586 C 22.542 20.586 22.55 20.578 22.55 20.604 C 22.714 20.812 22.877 20.995 23.034 21.17 L 20.371 23.964 L 19.969 23.615 C 19.914 23.551 19.859 23.487 19.779 23.391 C 17.02 20.519 14.285 17.677 11.521 14.806 L 10.921 15.482 C 10.921 15.482 10.924 15.485 10.906 15.487 C 10.877 15.51 10.866 15.531 10.856 15.552 C 10.856 15.552 10.858 15.553 10.836 15.558 C 10.731 15.66 10.649 15.757 10.565 15.855 C 10.565 15.855 10.56 15.862 10.536 15.871 C 10.296 16.114 10.08 16.349 9.864 16.583 C 9.864 16.583 9.867 16.586 9.849 16.588 C 9.82 16.612 9.809 16.632 9.799 16.653 C 9.799 16.653 9.801 16.655 9.779 16.659 C 9.675 16.761 9.592 16.859 9.509 16.956 C 9.509 16.956 9.503 16.963 9.479 16.972 C 9.24 17.215 9.024 17.45 8.808 17.685 C 8.808 17.685 8.811 17.687 8.792 17.689 C 8.763 17.713 8.753 17.733 8.742 17.754 C 8.742 17.754 8.744 17.756 8.723 17.761 C 8.618 17.863 8.535 17.96 8.452 18.057 C 8.452 18.057 8.446 18.064 8.422 18.073 C 8.183 18.316 7.967 18.551 7.751 18.786 C 7.751 18.786 7.754 18.788 7.735 18.791 C 7.706 18.814 7.696 18.835 7.685 18.855 C 7.685 18.855 7.688 18.857 7.666 18.862 C 7.561 18.964 7.478 19.061 7.395 19.158 C 7.395 19.158 7.389 19.165 7.365 19.174 C 7.126 19.417 6.91 19.652 6.694 19.887 C 6.694 19.887 6.697 19.889 6.679 19.892 C 6.65 19.915 6.639 19.936 6.628 19.957 C 6.628 19.957 6.631 19.958 6.609 19.963 C 6.504 20.065 6.421 20.162 6.338 20.259 C 6.338 20.259 6.332 20.266 6.309 20.275 C 6.069 20.519 5.853 20.753 5.637 20.988 C 5.637 20.988 5.64 20.99 5.622 20.993 C 5.593 21.016 5.582 21.037 5.571 21.058 C 5.571 21.058 5.574 21.059 5.552 21.064 C 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DSTV
MTN
Mutale
Devan
transactions
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Sent to seb
-K200.00
May 12, 18:09
Money Transfer
Send money to the people who matter
Transfer instantly to bank accounts or mobile money when they need you most.
BC
Enjoy massive benefits for every kwacha you send!
K31,006.00
Main Wallet Balance
scan to pay
send/withdraw
recents
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DSTV
MTN
Mutale
Devan
transactions
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Sent to seb
-K200.00
May 12, 18:09
BC
Enjoy massive benefits for every kwacha you send!
K31,006.00
Main Wallet Balance
scan to pay
send/withdraw
recents
View all
DSTV
MTN
Mutale
Devan
transactions
View all
Sent to seb
-K200.00
May 12, 18:09
QR Scan
Pay with QR wherever you shop
Scan to pay at small shops and large merchants — fast, simple, and cash-free.
BC
K31,006.00
Main Wallet Balance
send or withdraw
Pay Bills
recents
View all
DSTV
Mutale
MTN
Devan
transactions
View all
Sent to seb
-K200.00
May 12, 18:09
BC
K31,006.00
Main Wallet Balance
send or withdraw
Pay Bills
recents
View all
DSTV
Mutale
MTN
Devan
transactions
View all
Sent to seb
-K200.00
May 12, 18:09
Pay Bills
Pay utilities from home
Handle your water and electricity bills without leaving your house.
BC
Enjoy massive benefits for every kwacha you save!
K00.00
Available Balance
Save now
Savings Leaderboard
This week
Last week
1
Torvin Stonebeard
2
Lysander
ME
BC
Enjoy massive benefits for every kwacha you save!
K00.00
Available Balance
Save now
Savings Leaderboard
This week
Last week
1
Torvin Stonebeard
2
Lysander
ME
Savings
Turn your savings into growth
Earn interest on your balance and build your future steadily.
9:41
MY QR CODE
Agent Wallet
Home
Withdraws
Deposits
K3,000.00
Commission Balance
withdraw
Float balance
K34,560.00
Request float & Cash
Send float
Become an agent
Be our agent. Earn as you transact.
Become an agent, help others with mobile money services, and turn daily transactions into consistent earnings..
Questions all resolved in one place
Questions all resolved
in one place
How do I get started with XBanq?
Download the app, sign up with your details, and complete the required verification steps to start using all features.
How do I send, receive, and manage money?
Use XBanq to send and receive money easily. You can transfer funds to both bank accounts and mobile money accounts, all within the app in just a few steps.
How do payments work on XBanq?
You can pay bills like water and electricity directly from the app, or use Scan to Pay to make quick, secure QR payments at participating small shops and large merchants.
How do I earn, save, or get help if something goes wrong?
You can earn commission by using mobile money services and handling transactions, and grow your money by saving and earning interest in the app. If you lose your phone or notice suspicious activity, contact support immediately so we can secure your account and assist you.